This web site, Return Seekers, located at http://returnseekers.com/, the "Site", is provided to you, an individual user ("you") for your individual usage,
subject to compliance with the terms and conditions set forth herein.
Agreement
By using the Site, you agree to be bound by our Terms of Use (the "TOU"). If you do not agree to the terms and conditions contained in the TOU
and its privacy policy, please do not access or otherwise use the Site or any information contained herein.
Changes to the TOU
We reserve the right at any time to:
Change the terms and conditions of the TOU;
Change the Site, including eliminating or discontinuing any content or feature of the Site at any time without prior notice; or
Impose fees, charges or other conditions for use of the Site or parts thereof (with reasonable notice).
Securities Disclaimer
You understand that no content published on the Site constitutes a recommendation that any particular security, portfolio of securities,
transaction or investment strategy is suitable for any specific person. You further understand that none of the bloggers, information providers,
App providers, or their affiliates are advising you personally concerning the nature, potential, value or suitability of any particular security,
portfolio of securities, transaction, investment strategy or other matter. To the extent that any of the content published on the Site may be deemed
to be investment advice or recommendations in connection with a particular security, such information is impersonal and not tailored to the investment
needs of any specific person. You understand that an investment in any security is subject to a number of risks, and that discussions of any security
published on the Site will not contain a list or description of relevant risk factors. In addition, please note that some of the stocks about which
content is published on the Site have a low market capitalization and/or insufficient public float. Such stocks are subject to more risk than stocks
of larger companies, including greater volatility, lower liquidity and less publicly available information. Blogs, postings or content on the Site which
may or may not be deemed by you to be recommendations may have an effect on their stock prices.
You understand that opinions in one blog or product may be different from those in another blog or product.
You understand that performance data is supplied by sources believed to be reliable, that the calculations herein are made using such data, and that such calculations
are not guaranteed by these sources, the information providers, or any other person or entity, and may not be complete.
From time to time, reference may be made on our Site to prior articles and opinions we have published. These references may be selective,
may reference only a portion of an article or opinion, and are likely not to be current. As markets change continuously, previously published
information and data may not be current and should not be relied upon.
All content on the Site is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons.
In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.
No Investment Recommendations or Professional Advice
The Site is not intended to provide tax, legal, insurance or investment advice, and nothing on the Site should be construed as an offer to sell,
a solicitation of an offer to buy, or a recommendation for any security by Site or any third party.
You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service,
is appropriate or suitable for you based on your investment objectives and personal and financial situation.
You should consult an attorney or tax professional regarding your specific legal or tax situation.
User Conduct
You may not use, copy, display, sell, license, de-compile, republish, upload, post, transmit, distribute, create derivative works or otherwise exploit
Content from the Site to online bulletin boards, message boards, newsgroups, chat rooms, or in other any manner, without our prior written permission.
Modification of the Content or use of the Content for any purpose other than your own personal, noncommercial use is a violation of our
copyright and other proprietary rights, and can subject you to legal liability.
Responsibility for User Submission
Each individual who submits a User Submission, whether published on the Site or not, is solely responsible for her or his own acts,
including the content, context or information in the User Submission he or she submits. This means that each individual, and not the Site, is entirely
responsible for anything and everything she or he posts on the Site. The Site does not, and does not intend to, pre-screen any comments posted on its Site,
and the Site cannot and does not guarantee the accuracy, integrity or quality of anything that may appear on its Site.
Disclosure
We reserve the right to access, read, preserve, and disclose any User Submissions (whether published or not) or any other information we believe
is reasonably necessary to (a) comply with any applicable law, regulation, legal process, subpoena or governmental or regulatory request,
(b) enforce these TOU, including investigation of potential violations of it, (c) detect, prevent, or otherwise address fraud,
security or technical issues, (d) respond to user support requests, or (e) protect the rights, property or safety of the Site, its users, yourself or the public.
Indemnification
As a condition of your use of the Site, you agree to indemnify, defend and hold us, our officers, directors, employees, agents and representatives harmless
from and against any and all claims, damages, losses, costs (including reasonable attorneys' fees), or other expenses that arise directly or
indirectly out of or from (a) your violation of the TOU; (b) your use of the Site; (c) your violation of the rights of any third party, or (d) any claim that one
of Your User Submissions caused damage to a third party. This defense and indemnification obligation will survive these TOU and your use of the Site.