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| Facial Gone • Messages: 8 • Years on forum: 11.3 |
04:13 PM 02/25/2015 |
I have some money to invest. How should I calculate the amount of cash to hold?
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| Haley Foster • Messages: 6 • Years on forum: 11.3 |
04:57 AM 02/27/2015 |
Well, it depends on many factors, but pretty much they boils don to those: how stable is your income, how stable are your spending, is your income bigger than your savings (are you net investor or net spender)
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| Facial Gone • Messages: 8 • Years on forum: 11.3 |
08:05 PM 02/27/2015 |
I have a fixed-salary job and my spending are about 60% of it. I would say that the probability of loosing a job in the next 6 months is 10%
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| Haley Foster • Messages: 6 • Years on forum: 11.3 |
03:45 AM 03/01/2015 |
That's mean the job is quite stable. Then I would say you should have 2m spending in cash and 10m spending in stable and liquid form like deposit or money markets account.
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